Hanson Industries
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This page has been saved as historical information.
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Hanson Industries was founded near the ending of the beta phase of the game. It remained quite inactive for sometime seeing no primary use. After extended vacation Tom Hanson has returned and revived the company. It functioned as a bank and in the same time owned and operated a Quality 1 food company.
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Hanson Industries Economics Unit
Founded shortly before the World War, Hanson Industries Economics Unit was one of the USA's fastest growing financial companies. Offering a competitive interest rate to other banks. They have had no problem attracting high wealth depositors. Info below was saved as part of history dated from 2009.
Personal Accounts
Free Savings: Any amount may be used to open this account but it does not earn interest. Automatically upgrades to Tier 1 Savings at 50 usd.
Savings Tier 1: Required Funds 250 usd or 5 gold Interest: 4%
Savings Tier 2: Required Funds: 750 usd or 15 gold Interest: 6.25%
Savings Tier 3: Required Funds: 1000 usd or 20 gold Interest:8.75%
High Rollers Account: Required Funds: 10,000 usd or 208 gold Interest: 12.85%. This account includes discounted rates on loans to 4.95% and other perks soon to come.
Investment Accounts
Cetificate of Deposit:
Required Funds: 1000 usd or 20 gold
1 Month: 1.5% Interest
3 Months: 3.5% interest
6 Months: 6.5% Interest
1 Year: 9.56% Interest
Money Market Account: Required funds: 1000 usd or 20 gold Interest: 12.5% Interest. Note Money Market are able to withdraw half the amount in the account without penalty for the first 6 months of the account after which the whole amount is able to be withdrawn. Money can be deposited later but locks the account for 3 another months instead
Stock Market Accounts: In order to trade on our in house stock market EOSM (E-Amerrex Open Stock Market) this account is needed. The monthly fee for this account is 10 usd and covers buying and selling shares, listing company shares on the market and conducting IPO's and other fiscal operations we deem under its realm. Business Accounts
Business Savings: Required Funds 2500 usd or 52 gold Interest: 12.95%
Corporate Holdings Account: Required funds 10500 usd or 218 gold Interest: 15.895%
MultiNational Corporation Account: Required Funds: 25,000 usd or 520 gold Interest: 15.85% with loan rates discounted to 4% and other perks soon to come.
Upon account creation we feel it is our duty to sign a contract with our customers so in any event of something going wrong your money is protected and can be given to you by a admin. All accounts are also insured up to 25% of their value by us. Second, for withdrawels you may withdraw up to 25% instantly any amount above that requires a 10 day notice before the funds are needed so we can update our books and take care of other business need be. As for liquidation, as stated above if we are to dissolve we will try to give you back your funds if we can otherwise the contract will protect your full investment amount and enable the admins to reimburse you.
Personal Loans
For individuals seeking to buy that new home, get better quality food, or the best weapons right before the battle we're here for you. With a maxium loan cap of 500 usd or 10 gold and a fixed loan rate of 7.83% Interest we're here to support you.
MicroLoans
For individuals without a credit history or those who credit rating has fallen below a satisfactory level we are here to help. With micro loans of 5 gold at a 5% interest rate we'll help you get the credit rating you so desire.
Corporate Loans
For companies or individuals looking to upgrade their business, start a new one, ore simply keep it afloat in teams of economic turmoil we at Hanson Industries have competitive loans for this need. With any amount up to 5000 usd or its 104 gold at a fixed interest rate of 8.75% Interest ofr loans lasting less than a month. For loans over a month a interest rate of 20% is applied. For now these loans are unavailable past 20 gold due to maintain fiscal security.
Please note that if you apply for a loan and have been only playing for less than 3 months or have no credit history you may not qualify and we may suggest that you take out a micro loan to make you eligible. All credit checks are done using the ICRS.
